Innovative Stop-Loss Solutions (ISLS) is an independently operated, private equity-backed, full-service MGU committed to collaborative relationships. We are hands-on, reliable, and well-versed in all that we do.
Our Solutions
We provide a full suite of medical stop-loss offerings.
Traditional Stop-Loss
Designed for employers who self-fund their health plans and want to limit their risk on a per-claim basis.
Level-Funded Stop-Loss
Combines the cost savings and customization of self-insurance with the financial safety and predictability of traditional fully insured plans.
Medical Stop-Loss Captives
Involves a self-insured employer joining or creating a Captive insurance company to share risk with other employers.
Our Partners
We help partners navigate the complexities of their Medical Stop-Loss programs.
Third Party Administrators
As your trusted partner, we help you navigate the complexities of a rapidly evolving marketplace. We guide you to tailor stop-loss solutions that match your clients' needs at your standard of quality. We uphold client trust with undeniable stability, optimized value, and substantial cost savings.
Captive Program Managers
Recognizing the uniqueness of your program is where it starts – we will analyze and appreciate every detail before any assessment begins. Your programs’ solutions and strategies are confidential and will never be shared outside of our partnership. Together, we tailor stop-loss solutions that enhance your programs’ value, ensure stability, and deliver reliable cost savings. We focus on you, so you can focus on your clients.
Brokers & Consultants
As your partner, we deliver comprehensive stop-loss strategies that bring stability and cost savings to your clients, enhancing the value of your benefit strategies. Given the ever-changing stop-loss sector, we provide experience-driven insights and recommendations into your customized solution. This enables you to fulfill commitments and meet your clients’ needs.